Real numbers, simple steps, no fluff.
Paying only the minimum on a $5,000 credit card at 24.99% APR can take almost 20 years and cost over $9,000 in interest.
Snowball pays the smallest balance first, avalanche the highest interest first. Real numbers show how much the difference actually is.
A short phone script to ask for a lower interest rate, what to say if they say no, and why it's worth 5 minutes.
Type in your debts. Get your exact month, which debt to pay first, and how much interest you'll save.
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